Keep Calm and Carry On

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During World War II, the British government used a poster campaign to help the general public prepare for and deal with the realities of war on their personal lives. The first poster was encouraging: “Your Courage, Your Cheerfulness, Your Resolution will Bring Us Victory.” The second was a bit menacing: “Freedom is in Peril.” The…

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Love and Marriage

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As the song goes, “love and marriage go together like a horse and carriage.” Interesting then, that if you don’t put the horse in front of the cart, things go awry. Perhaps it is the same with relationships. Only about half (50.5 percent) of Americans ages 18 and over were married in 2012, which is…

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Consumption

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In society, consumption means a variety of things. Economically speaking, the term refers to the purchase of consumer goods. In ecology, consumption refers to the natural food chain. And finally, the antiquated definition of consumption refers to tuberculosis — the infectious disease of yore. Today, we generally speak of consumption as a positive economic force.…

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The Power of Confidence

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In January, American consumer confidence reached an 11-year high. The University of Michigan consumer sentiment index rose to 98.1, up from 93.6 in December, which is the highest level since January 2004. Thanks to lower gas prices, more people said they are likely to buy a car than in any other time in the last…

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Retirement Income Tips

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A lot goes into retirement income planning. You have to estimate how much you’re going to spend years from now, when sometimes it’s difficult to know what you’re going to spend this year. Cars break down. The roof leaks. The furnace needs to be replaced. Life is a cornucopia of who-knows-what will happen next. In…

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Wage War Wages On

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The hacking incidence at Sony may have hurt actor Seth Rogen and the release of his film, “The Interview,” but it was a boon for actress Charlize Theron. After leaked emails revealed her male co-star Chris Hemsworth was being paid $10 million more than her in their film, “The Huntsman,” she successfully renegotiated equal pay…

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Political Environment: The Battle Begins in Earnest

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The economy is in good shape for starting a new year, but lines have already been drawn in the sand where our political engine is concerned. Republicans have a long list of pent-up priorities, including the Keystone Pipeline, repealing portions of the Patient Protection and Affordable Care Act and reversing the president’s executive action enabling…

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2015 Outlook

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Last year left the U.S. in decent financial shape. Oil prices tanked and the U.S. dollar surged. Inflationary pressure is low, and the stock market ended the year strong. The analysts at Fidelity believe this positive environment should continue at least early into 2015. The economy is in a mid-cycle expansion with solid employment gains…

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Where Does the Money Go?

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In December, Congress passed the federal budget for fiscal year 2015 at the last possible moment, avoiding yet another government shutdown. You have to wonder why this is such a difficult process. Within our own households, there are often two people — sometimes with diametrically opposed opinions on how money should be spent — who…

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American Pride

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Bye China. Bye India. Buy Trenton. Who can forget the catchy 1980s union advertising jingle, “Look for the union label”? You can check out one of those ads at the link below — it’s almost worth a look for the retro-fashions alone. [CLICK HERE to view, “Look for the Union Label 1981 classic ad,” from…

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